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Welcome to Insurance Solutions by JCA 

 JC Adviser

Quality Protection For Your Needs

Customizing your financial goals and insurance is simple with Insurance Solutions by JCA - JC Adviser. That’s because our specialized insurance agents and advisers are experts at creating bundle choices for your specific needs. We have been providing life, health, retirement, and business insurance services for the residents and businesses of San Francisco, San Mateo, San Jose, Oakland and the Bay Area since 2010. Sign up today and receive protection from one of the best in the industry.

To avoid unnecessary worry about what the future holds, we ensure that you are covered. With established relationships with numerous carriers, let us put together the optimal Life Insurance Package that offers the highest level of protection for you. Even if you were declined life insurance before, we have carriers that might be able to insure you. We specialize in hard to place cases and no labs (blood and urine) life insurance.

Life insurance is not just for death benefit purposes. Depending on the type of product it also has living benefits to help pay for Long term Care, Critical, Chronic, or Terminal illness along with an investment feature where your premiums grows tax-deferred and earnings are based on a fixed or variable index. Many people also use life insurance to save for Retirement and as an Emergency fund for life's unexpected. 

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Health Insurance

It’s important to keep yourself protected. That is why Insurance Solutions by JCA - JC Adviser offers the best possible Individual, Family, Group and Health Insurance Plans in the industry. From Blue Cross, Blue Shield, Kaiser, Oscar, Chinese Community Health Plan. We're also Covered California Certified with plans for international students and traveling. Whether you're looking for a PPO, HMO, or HSA we've got you covered! Contact us today for your Health Insurance Quote!

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Business & Property Insurance 

We've been helping businesses & property owners with their Building, General Liability, E&O, and Workers Compensation Insurance since 2010. We have access to the highest rated Property and Casualty insurance companies in the country.


If you want to hire quality employees you need to have a quality employee benefit package. We can help you customize a company health, life, and retirement plan for you and your employees.

Are you spending too much precious time thinking about what kind of insurance your business needs? Don’t worry! We’re here to put together a package that best meets your specific budget and needs. Contact one of our licensed insurance agents today!

Open For Business

Retirement Income Solutions

As we get older, so does our ability to work. Where will your income come from if you stop working? Have you saved enough for retirement? What if you out live your savings? If you've been asking yourself those questions, we have the answer. We can insure your retirement savings with an annuity from a highly rated carrier that will provide you with a guaranteed rate of return even if the market declines. The best part about an annuity is the underlying carrier will provide you with income for the rest of your life, even if your account goes to zero. Contact us today to find out how an annuity can provide you with the security and income for your retirement.

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Home: Packages

Long-term Care Insurance

With the ever-increasing costs of healthcare and the potential for unforeseen circumstances, we understand the importance of protecting your future and the future of your loved ones. Our LTC insurance policies offer a robust range of coverage, ensuring that you receive the best care when you need it the most.

By investing in a LTC policy, you gain the peace of mind that comes with knowing your long-term care needs are fully covered. Whether it's nursing home care, assisted living, or in-home care services, we have you covered. Our policies provide a safety net, ensuring that you and your family can focus on what truly matters: your well-being and quality of life.

Contact us today to schedule a consultation with one of our dedicated insurance advisers.

Click here for information on AB 567, California's Long-term Care tax.

Insurance Solutions by JCA - JC Adviser was able to help my 86 year old dad get life insurance when everyone else declined him. You guys are the best!

-Zoe Li


Who We Are

Unparalleled Insurance Services

At Insurance Solutions by JCA - JC Adviser, we are committed to excellence. Since our founding in 2010 by our Managing Principal Jimmy Cheung, we have been working hard to ensure our clients receive the best possible insurance services in CA. Our team of professionals offer unparalleled customer support and expert advice. Learn more about what we do by contacting one of our professional consultants for a free estimate. You’ll be surprised to learn what we can offer you and your business.

Contact Us for a Quote

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Insurance Solutions by JCA - JC Adviser

867 American St. Ste 200 - San Carlos - CA, 94070

Ph: 650-549-5379

Fax: 650-558-8967

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